Being in debt is not a crime. You don't deserve to be harassed, threatened, or embarrassed in front of your family.
Stop The Calls · $39
One official stop-contact notice from us shuts down debt collection calls, threats, letters, and emails. You can pay your debt on your own terms.
Stop The Calls NowDid you receive an "official" letter with the "intent to sue"? The truth is that your debt has an expiry date, after which they can no longer sue you. They increase pressure to make you panic, and pay them quickly.
Stop The Calls Now
The collection agency did not lend you money. The bank did. Despite what they might say, they are not here to "help" you. They are here only to profit from your misfortune.
Stop The Calls NowDebt collectors will go to great lengths to intimidate, shame, and pressure you. They know that this works. They increase pressure to make you panic, and pay them quickly.
Shut Them Down Now
$39 one-time fee. No hidden costs.
Tell us the name of the agency harassing you.
We'll mail the legal stop-contact notice, and the calls stop.
Avoid the drive, the lines, and manually filling out Form 3800/3811. We do it digitally in seconds.
Miss a single FDCPA clause and they can legally ignore you. Our templates are professional-grade.
We track hidden shell companies and legal addresses collectors try to hide.
Official proof of delivery sent straight to your inbox once it's available.
A signed receipt is your weapon for future legal penalties.
A written cease and desist is your strongest tool. Once received, third-party collectors must stop contacting you by law.
Yes. Under the Fair Debt Collection Practices Act (FDCPA), they are legally required to stop contact after written notice.
No. It stops the harassment and phone calls, but does not eliminate valid debts.
Most consumer debts have a statute of limitations — a legal time limit after which collectors cannot sue you. The exact timeline depends on your state and the type of debt. Collectors often increase pressure as that deadline approaches.
Collectors can sue only if the debt is still within the statute of limitations. After that period, suing or threatening to sue may violate federal law. Regardless of timeline, our notice stops the harassment and pressure immediately.
Once signed for, every call is a violation. Your receipt is evidence for federal penalties and statutory damages.